Finance

Calculate your monthly mortgage payment, total interest, and see a full amortization schedule. Free online mortgage calculator.

Calculate compound interest with monthly contributions. See how your investment grows over time with our free compound interest calculator.

Calculate your loan monthly payment, total interest, and payoff. Compare rates and terms instantly with this free online personal loan calculator.

Calculate tip amount and split the bill between multiple people. Choose custom tip percentage and see per-person totals.

Calculate discounted prices, find what percentage off an item is, or find the original price. Free online discount calculator.

Calculate sales tax, VAT, and GST instantly. Add tax to a price, remove tax from a total, or find the tax rate. Free online tax calculator.

Calculate investment returns, ROI, and compound growth. Enter initial amount, rate, and time to see final value and year-by-year growth.

Calculate how much you need to retire. Enter your age, savings, and contributions to see your projected retirement nest egg and monthly income.

Convert salary between annual, monthly, weekly, daily, and hourly rates. Includes simplified tax estimate and take-home pay calculator.

Calculate how long it takes to save for a financial goal or how much to save per month. Includes interest rate. Free savings target calculator.

Calculate the inflation-adjusted value of money from 1913 to 2024. See the real purchasing power of any dollar amount over time using historical CPI data.

Estimate your 2024 US federal income tax. See your effective rate, marginal rate, and tax by bracket. Free online income tax calculator.

Calculate the break-even point for your business. Find the units and revenue needed to cover all costs. Shows contribution margin and profit scenarios.

Calculate monthly car payments, total loan cost, and interest for any auto loan. Include down payment, trade-in, taxes, and fees.

Calculate how long it will take to pay off credit card debt. See total interest cost and compare different payment strategies. Free debt payoff calculator.

Calculate how much you can save with solar panels. Enter your electricity bill, location, and system size to see payback period, 25-year savings, and ROI.

Calculate your monthly electricity bill. Add appliances with wattage and daily usage to see cost per day, month, and year at your utility rate.

Compare the true cost of owning an electric vehicle vs a gasoline car. See 5-year total cost including fuel, maintenance, insurance, and purchase price.

Estimate your take-home pay after federal, state, and FICA taxes. See gross-to-net per paycheck for any pay frequency. Free and private.

Calculate overtime pay at time-and-a-half, double time, or any multiplier. Add regular and OT hours to get total gross pay. Free and private.

Add or remove VAT at any rate. Calculate gross, net, and VAT amount for invoices and receipts in any currency. Free, private VAT calculator.

Calculate return on investment as a percentage, plus net profit and annualized ROI. Compare investments quickly. Free and private.

Calculate profit margin, markup, revenue, and profit from cost and price. Switch between margin and markup instantly. Free and private.

See if refinancing your mortgage is worth it. Compare monthly savings, total interest, and the break-even point including closing costs. Free.

Calculate your debt-to-income ratio (DTI) from monthly debts and gross income. See front-end and back-end ratios lenders use. Free and private.

Calculate your net worth by subtracting liabilities from assets. See a clear breakdown of what you own versus what you owe. Free and private.

Project your 401(k) balance at retirement with contributions, employer match, and growth. See how much your nest egg could grow. Free and private.

Calculate federal income tax liability for 2023-2026. See your effective rate, marginal rate, and tax breakdown by bracket. Free, accurate, private.

Calculate UK income tax and National Insurance for 2023/24–2026/27 tax years. See your effective rate, marginal rate, and tax breakdown. Free, accurate, private.

Calculate Canadian federal and provincial income tax for 2023–2026 with CPP and EI. See your effective rate, marginal rate, and tax breakdown by province.

Calculate Swiss federal income tax for 2023–2026 using official FTA single and married schedules. See your effective rate, marginal rate, and bracket breakdown.

Calculate Australian income tax and Medicare levy for 2023-24 to 2026-27. See your effective rate, marginal rate, and full tax breakdown by bracket.

Calculate Brazilian income tax (IRPF) and INSS for 2023 to 2026. See your effective rate, marginal rate, and full bracket breakdown. Free and private.

Saudi Arabia has no personal income tax. This calculator confirms 0% tax on salaries for 2023 to 2026, with 100% take-home pay and GOSI for nationals.

The UAE has no personal income tax. This calculator confirms 0% tax on salaries in Dubai and all emirates for 2023 to 2026, with 100% take-home pay.

Qatar has no personal income tax. This calculator confirms 0% tax on salaries in Doha and Qatar-wide for 2023 to 2026, with 100% take-home pay.

Calculate Turkish income tax (gelir vergisi) and SGK for 2023 to 2026. See your effective rate, marginal rate, and full bracket breakdown.

Calculate Israeli income tax and Bituach Leumi (National Insurance) for 2023 to 2026. See your effective rate, marginal rate and full bracket breakdown.

Calculate Kenyan PAYE income tax, NSSF and housing levy for 2023 to 2026. See your effective rate, marginal rate and full KRA bracket breakdown.

Calculate Nigerian income tax (PIT) and pension for 2023 to 2026, including the 2026 reform. See your effective rate, marginal rate and a full bracket breakdown.

Calculate Ghana income tax (PAYE) and SSNIT pension for 2023 to 2026 on the GRA graduated scale. See your effective rate, marginal rate and a full bracket breakdown.

Calculate South African income tax (PAYE) and UIF for the 2023 to 2026 SARS tax years. See your effective rate, marginal rate and full bracket breakdown.

Calculate Egyptian income tax and social insurance for 2023 to 2026. See your effective rate, marginal rate and a full bracket breakdown.

Calculate Bangladesh income tax (NBR slabs) for assessment years 2023-24 to 2026-27. See your effective rate, marginal rate and full slab breakdown.

Calculate Pakistan salaried income tax (FBR slabs) for tax years 2023 to 2026. See your effective rate, marginal rate and full slab breakdown.

Calculate Vietnam personal income tax (PIT) and social insurance for 2023 to 2026. See your effective rate, marginal rate and full bracket breakdown.

Calculate Indonesian income tax (PPh 21) and BPJS for 2023 to 2026. See your effective rate, marginal rate and full bracket breakdown after PTKP.

Calculate Philippine income tax under the TRAIN law plus SSS and PhilHealth for 2023 to 2026. See your effective rate, marginal rate and bracket breakdown.

Calculate Malaysian resident income tax and EPF for YA 2023 to 2026. See your effective rate, marginal rate and full chargeable-income bracket breakdown.

Calculate Taiwan income tax, Labor Insurance and National Health Insurance for 2023 to 2026. See your effective rate, marginal rate and full bracket breakdown.

Calculate Polish income tax (PIT), ZUS and health contributions for 2023 to 2026. See your effective rate, marginal rate, and full bracket breakdown.

Calculate Russian income tax (NDFL) for 2023 to 2026, including the new 2025 progressive scale. See your effective rate, marginal rate and bracket breakdown.

Calculate Spanish income tax (IRPF) and Social Security for 2023 to 2026. See your effective rate, marginal rate and full IRPF bracket breakdown.

Calculate Moroccan income tax (IR), CNSS and AMO for 2023 to 2026 including the 2025 reform. See your effective rate, marginal rate and take-home pay.

Calculate Tunisian income tax (IRPP), CNSS and CSS for 2023 to 2026 including the 2025 reform. See your effective rate, marginal rate and take-home pay.

Kuwait charges no personal income tax on salaries for 2023 to 2026, so your pay is tax-free. See PIFSS social security for nationals and your take-home pay.

Bahrain charges no personal income tax on salaries for 2023 to 2026, so your pay is tax-free. See SIO social insurance for nationals and your take-home pay.

Oman charges no personal income tax on salaries for 2023 to 2026, so your pay is tax-free. A 5% tax on high earners starts only in 2028. See your take-home pay.

Calculate North Macedonia income tax at the flat 10% rate for 2023 to 2026. See your effective rate and take-home pay in denars, with year-over-year comparison.

Calculate Bosnia and Herzegovina income tax at a flat 10% for 2023-2026. See your effective rate and take-home pay in BAM with year comparison.

Calculate Moldova income tax at the flat 12% rate for 2023 to 2026. See your effective rate and take-home pay in Moldovan lei, with year-over-year comparison.

Calculate Belarus income tax at the flat 13% rate for 2023 to 2026. See your effective rate and take-home pay in Belarusian rubles, with year-over-year comparison.

Calculate Paraguay income tax (IRP) on the progressive 8/9/10 scale for 2023 to 2026. See your effective rate and take-home pay in guaraníes, with year comparison.

Brunei has no personal income tax on salaries for 2023-2026. Confirm 0% tax and estimate take-home pay in BND with TAP/SCP contribution context.

Calculate Cayman Islands salary tax for 2023-2026. Personal income tax is 0%, with take-home pay in KYD and pension context notes.

Calculate Montenegro income tax on the post-reform 0/9/15 scale for 2023 to 2026. See your effective rate and take-home pay in euros, with year-over-year comparison.

Calculate Guatemala income tax (ISR) on the 5%/7% scale for 2023 to 2026, with the Q48,000 deductible. See your effective rate and take-home pay in quetzales.

Calculate Panama income tax (ISR) on the 0/15/25 scale for 2023 to 2026. See your effective rate and take-home pay in US dollars, with year-over-year comparison.

Calculate Armenia income tax at the flat 20% rate for 2023 to 2026. See your effective rate and take-home pay in drams, with year-over-year comparison.

Calculate Uzbekistan income tax at the flat 12% rate for 2023 to 2026. See your effective rate and take-home pay in som, with year-over-year comparison.

Calculate Mongolia income tax at the flat 10% salary rate for 2023 to 2026. See your effective rate and take-home pay in togrog, with year-over-year comparison.

Calculate Serbia salary tax at the flat 10% rate for 2023 to 2026. See your effective rate and take-home pay in dinars, with year-over-year comparison.

Calculate Jersey income tax at the 20% standard rate for 2023 to 2026. See your effective rate and take-home pay in pounds, with year-over-year comparison.

Calculate Guernsey income tax at the flat 20% rate for 2023 to 2026. See your effective rate and take-home pay in pounds, with year-over-year comparison.

Calculate Bolivia RC-IVA income tax at the flat 13% rate for 2023 to 2026. See your effective rate and take-home pay in bolivianos, with year-over-year comparison.

Calculate Belize income tax at 25% above the BZ$26,000 exemption for 2023-2026. See your effective rate and take-home pay in BZD with year comparison.

Calculate Kosovo income tax on the 0/4/8/10 scale for 2023 to 2026. See your effective rate and take-home pay in euros, with year-over-year comparison.

Calculate Isle of Man income tax on the 10%/22% scale for 2023 to 2026. See your effective rate and take-home pay in pounds, with year-over-year comparison.

Calculate Trinidad and Tobago income tax on 25%/30% bands for 2023-2026. See your effective rate and take-home pay in TTD with year comparison.

Calculate Jamaica PAYE income tax on the 0/25/30 scale for 2023 to 2026. See your effective rate and take-home pay in dollars, with year-over-year comparison.

Calculate Barbados income tax on 12.5%/28.5% bands for 2023-2026. See your effective rate and take-home pay in BBD with year comparison.

Calculate Dominican Republic income tax (ISR) on the 0/15/20/25 scale for 2023 to 2026. See your effective rate and take-home pay in pesos, with year comparison.

Calculate Maldives income tax on the 0/5.5/8/12/15 scale for 2023 to 2026. See your effective rate and take-home pay in rufiyaa, with year-over-year comparison.

Check Bermuda salary tax for 2023-2026. Personal income tax is 0%, with take-home pay shown in dollars and payroll-tax context.

Check British Virgin Islands salary tax for 2023-2026. Personal income tax is 0%, with take-home pay shown in USD plus payroll context.

Antigua and Barbuda abolished personal income tax in 2016. For 2023-2026, confirm 0% salary tax and estimate take-home pay in XCD.

Saint Kitts and Nevis has no personal income tax for 2023-2026. Confirm zero salary tax and estimate take-home pay in XCD with levy context.

Vanuatu charges no personal income tax for 2023 to 2026, so salaries are free of income tax. See your take-home pay in vatu and the VNPF contribution context.

Calculate Kyrgyzstani income tax on a flat 10% rate for 2023 to 2026. See your effective rate and take-home pay in KGS, with year-over-year comparison.

Calculate Turkmen income tax on a flat 10% rate for 2023 to 2026. See your effective rate and take-home pay in TMT, with year-over-year comparison.

Calculate Jordan income tax for 2023-2026 using 5%-30% brackets and the JOD 9,000 exemption. See effective rate and take-home pay in JOD.

Calculate Tanzania income tax for 2023-2026 with 0%, 8%, 20%, 25%, and 30% PAYE bands. View effective rate and take-home pay in TZS.

Calculate Uganda income tax for 2023-2026 with 0%, 10%, 20%, 30%, and 40% PAYE bands. View effective rate and take-home pay in UGX.

Calculate Botswana income tax for 2023-2026 using 0%, 5%, 12.5%, 18.75%, and 25% bands. See effective rate and take-home pay in BWP.

Calculate El Salvador income tax for 2023-2026 using 0%, 10%, 20%, and 30% bands. See effective rate and take-home pay in USD.

Calculate Nicaragua income tax for 2023-2026 using 0%, 15%, 20%, 25%, and 30% bands. See effective rate and take-home pay in NIO.

Calculate Grenadian income tax on two rates of 10% and 28% for 2023 to 2026. See your effective rate and take-home pay in XCD, with year-over-year comparison.

Calculate Saint Lucia income tax for 2023-2026 using 10%, 15%, 20%, and 30% bands. See effective rate and take-home pay in XCD.

Calculate Dominica income tax for 2023-2026 using 0%, 15%, 25%, and 35% bands. See effective rate and take-home pay in XCD.

Calculate Papua New Guinea income tax for 2023-2026 using 0%, 22%, 30%, 35%, 40%, and 42% bands. See effective rate and net pay in PGK.

Calculate Samoa income tax for 2023-2026 with 0%, 20%, and 27% progressive bands. See your effective tax rate and take-home pay in WST.

Calculate Cambodia income tax for 2023-2026 with 0%, 5%, 10%, 15%, and 20% progressive bands. See effective rate and take-home pay in KHR.

Calculate Mozambique income tax for 2023-2026 using 10%, 15%, 20%, 25%, and 32% bands. Review effective rate and take-home pay in MZN.

Calculate Ethiopia income tax for 2023-2026 using 0%, 10%, 15%, 20%, 25%, 30%, and 35% bands. See effective rate and take-home pay in ETB.

Calculate Haiti income tax for 2023-2026 using 0%, 10%, 15%, 25%, and 30% bands. See effective rate and take-home pay in HTG.

Calculate Bhutan income tax for 2023-2026 using 0%, 10%, 15%, 20%, 25%, and 30% bands. See effective rate and take-home pay in BTN.

Anguilla has no personal income tax in 2023-2026. Confirm zero salary tax and estimate full take-home pay in XCD with year comparison.

Turks and Caicos Islands has no personal income tax in 2023-2026. Confirm zero salary tax and estimate full take-home pay in USD.

Calculate Chad IRPP income tax for 2023-2026 on the 0/10.5/15/20/25/30 scale. See effective rate and take-home pay in CFA francs.

Calculate Libya income tax for 2023-2026 using the 5% and 10% two-band scale. See your effective tax rate and take-home pay in LYD.

Calculate Liberia income tax for 2023-2026 with 0/5/15/25 progressive bands. See your effective rate and take-home pay in Liberian dollars.

Calculate Madagascar IRSA income tax for 2023-2026 on 0/5/10/15/20 bands. See effective rate and take-home pay in Malagasy ariary.

Calculate DR Congo income tax (IPR) for 2023-2026 on 3/15/30/40 bands. Review effective rate and take-home pay in Congolese francs.

Calculate Laos income tax for 2023-2026 using 0/5/10/15/20/25 progressive bands. View effective rate and take-home pay in kip.

Calculate Mauritania salary tax (ITS) for 2023-2026 on 0/15/25/40 bands. View effective rate and take-home pay in Mauritanian ouguiya.

Calculate Fiji income tax for 2023-2026 with progressive 0/18/20 bands. View effective rate and take-home pay in Fijian dollars.

Calculate Timor-Leste wage income tax for 2023-2026 at 10% above the USD 6,000 threshold. See effective rate and take-home pay in USD.

Calculate Iraq income tax for 2023-2026 with 3/5/10/15 bands after allowance. See effective rate and take-home pay in Iraqi dinar.

Calculate Georgia income tax for 2023-2026 at a flat 20% rate. See pension impact, effective rate, and take-home pay in Georgian lari.

Calculate Monaco salary tax for 2023-2026. Resident personal income tax is 0%, with take-home pay in euros and French-resident exception notes.

Calculate Andorra IRPF tax for 2023-2026 on 0/5/10 bands. View CASS impact, effective rate, and take-home pay in euros by year.

The Bahamas charges no personal income tax on salaries for 2023 to 2026, so your pay is tax-free. See National Insurance and your take-home pay in Bahamian dollars.

Calculate Cyprus income tax under the 2026 reform plus Social Insurance and GHS for 2023 to 2026. See your effective rate, marginal rate and bracket breakdown.

Calculate Kazakhstan income tax under the 2026 progressive reform plus OPV pension and VOSMS for 2023 to 2026. See your effective rate and bracket breakdown.

Calculate Sri Lanka income tax (APIT/PAYE) on the IRD scale plus 8% EPF for assessment years 2023 to 2025/26. See your effective rate and bracket breakdown.

Calculate Nepal income tax for individuals and couples plus 10% EPF for fiscal years 2023 to 2082/83. See your effective rate and full slab breakdown.

Calculate Malta income tax on single, married and parent rates plus Class 1 social security for 2023 to 2026. See your effective rate and bracket breakdown.

Calculate Iceland income tax (national plus municipal) and the 4% pension premium for 2023 to 2026. See your effective rate, marginal rate and bracket breakdown.

Calculate Slovenian income tax (dohodnina) and employee social security for 2023 to 2026. See your effective rate, marginal rate and full bracket breakdown.

Calculate Ukrainian income tax (PDFO) and military tax for 2023 to 2026. See your flat 18% rate, the 2024 rise in military tax to 5% and your take-home pay.

Calculate Luxembourg income tax and employee social security for 2023 to 2026 by tax class. See your effective rate, marginal rate and full bracket breakdown.

Calculate Chilean income tax (IUSC / Global Complementario) and AFP contributions for 2023 to 2026. See your effective rate, marginal rate and UTA bracket breakdown.

Calculate Uruguayan income tax (IRPF Categoría II) on the BPC scale and ~18% BPS contributions for 2023-2026. See your effective rate and bracket breakdown.

Calculate Peruvian income tax (rentas de trabajo) on the UIT scale with the 7 UIT deduction and ~13% pension for 2023-2026. See effective rate and breakdown.

Calculate Colombian income tax (Art. 241 UVT scale) and 8% social security for 2023-2026. See your effective rate, marginal rate and bracket breakdown.

Calculate Argentine income tax (Impuesto a las Ganancias) and aportes for 2023-2026. See your effective rate, marginal rate and full 9-band breakdown.

Calculate Romanian income tax (flat 10%) and CAS 25% + CASS 10% contributions for 2023 to 2026. See your effective rate, take-home pay and breakdown.

Calculate Estonian income tax (flat 20%, then 22% from 2025), the basic exemption and employee contributions for 2023 to 2026, plus your take-home pay.

Calculate Latvian income tax (IIN), the non-taxable minimum and the 10.5% VSAOI contribution for 2023 to 2026, including the 2025 reform, plus take-home pay.

Calculate Lithuanian income tax (GPM 20% then 32%), the tapering NPD allowance and the 19.5% VSD/PSD contributions for 2023 to 2026, plus take-home pay.

Calculate Bulgarian income tax (flat 10%) and 13.78% employee social and health contributions for 2023 to 2026. See your effective rate and take-home pay.

Calculate Hungarian income tax (flat 15% SZJA) and the 18.5% social contribution for 2023 to 2026. See your effective rate, take-home pay and breakdown.

Calculate Czech income tax (15% and 23%) plus social and health insurance for 2023 to 2026. See your effective rate, marginal rate and take-home pay.

Calculate Croatian income tax (default 20% and 30% rates) plus the 20% pension contribution for 2023 to 2026. See your effective rate and take-home pay.

Calculate Slovak income tax (19%, 25% and the new 2026 30%/35% bands) plus social and health insurance for 2023 to 2026, with effective rate and take-home pay.

Calculate Greek income tax and EFKA social security for 2023 to 2026, including the 2026 reform. See your effective rate, marginal rate and bracket breakdown.

Calculate Finnish income tax — combined state and municipal — plus social insurance for 2023 to 2026. See your effective rate, marginal rate and bracket breakdown.

Calculate Portuguese income tax (IRS) and Social Security for 2023 to 2026, with the 2024 and 2025 IRS rate cuts. See your effective and marginal rate.

Calculate Danish income tax, AM-bidrag and take-home pay for 2023 to 2026, including the 2026 reform. See your effective rate, marginal rate and bracket breakdown.

Calculate Austrian income tax (Einkommensteuer) and social security for 2023 to 2026. See your effective rate, marginal rate and full bracket breakdown.

Calculate Belgian income tax and social security for 2023 to 2026. See your effective rate, marginal rate and full federal bracket breakdown.

Calculate Irish income tax, USC and PRSI for 2023 to 2026. See your 20% and 40% bands, tax credits, effective rate and estimated take-home pay.

Calculate Italian income tax (IRPEF) and INPS social security for 2023 to 2026. See your effective rate, marginal rate and full IRPEF bracket breakdown.

Calculate China individual income tax (IIT) and social insurance for 2023 to 2026. See your effective rate, marginal rate and full IIT bracket breakdown.

Calculate Thai income tax (PIT) and Social Security Fund for 2023 to 2026. See your effective rate, marginal rate, and full bracket breakdown.

Calculate South Korean national income tax and National Pension for 2023 to 2026. See your effective rate, marginal rate, and full bracket breakdown.

Calculate Indian new-regime income tax for FY 2023-24 to 2026-27. See your effective rate, marginal rate, and slab-by-slab breakdown. Free and private.

Calculate Japanese national income tax (shotokuzei) for 2023–2026. See your effective rate, marginal rate, and bracket-by-bracket breakdown. Free and private.

Calculate Singapore resident income tax for 2023–2026 using official IRAS rates. See your effective rate, marginal rate, and band-by-band breakdown.

Calculate Mexican income tax (ISR) for 2023–2026 using the official SAT annual tariff. See your effective rate, marginal rate, and bracket breakdown.

Calculate New Zealand income tax and the ACC Earners’ Levy for 2023-24 to 2026-27 using IRD rates. See your effective rate, marginal rate, and breakdown.

Calculate Hong Kong Salaries Tax for 2023/24 to 2026/27 using official IRD rates and the HK$132,000 basic allowance. See your effective and marginal rate.

Calculate French income tax (impôt sur le revenu) for 2023–2026 using the official barème progressif. See your effective rate, marginal rate, and breakdown.

Estimate German income tax (Einkommensteuer) for 2023–2026 with single or married assessment. See your effective rate, marginal rate, and tax breakdown.

Estimate Dutch Box 1 income tax for 2023–2026 using the Belastingdienst rates. See your effective rate, marginal rate, and tax breakdown. Free and private.

Estimate Swedish income tax for 2023–2026 using municipal-average and state tax rates. See your effective rate, marginal rate, and full tax breakdown.

Calculate Norwegian income tax for 2023 to 2026: the flat 22% general tax plus the progressive bracket tax (trinnskatt) and national insurance, with breakdown.

Calculate the true annual percentage rate (APR) of a loan including fees. See how upfront costs raise your effective rate. Free and private.

Calculate annuity future value, present value, or payment with regular contributions. Supports any payment frequency and ordinary or due timing. Free, no sign-up.

Split your monthly after-tax income into needs, wants and savings using the popular 50/30/20 rule. See exactly how much to allocate to each category in your browser.

Check live cryptocurrency prices in USD, EUR, and GBP with the 24-hour change. Track Bitcoin, Ethereum, Solana, Cardano and more. Free, fast prices from CoinGecko.

Work out crypto profit or loss from your buy price, sell price, quantity and trading fees. See net profit, ROI percentage and total fees in your browser.

See how long it takes to clear a loan or credit card and how much interest you will pay. Enter your balance, APR and monthly payment to plan your debt payoff.

Work out the freelance hourly rate you need from your target salary, expenses, billable hours, and tax. See your hourly and day rate and revenue goal. Free tool.

Estimate the future value of a monthly SIP. Enter your monthly investment, expected return and time period to see invested amount, returns and maturity value.

Calculate your average share price and cost basis across multiple buys. Add each purchase to see total shares, total invested and the weighted average price.

Add up your recurring subscriptions to see their true monthly and yearly cost. Mix weekly, monthly, quarterly and yearly billing, totalled instantly in your browser.

Split a restaurant bill, tax, and tip between any number of people — evenly or by custom shares. Free, private, and instant in your browser.

Generate a full loan amortization schedule showing monthly principal, interest, and balance — with extra-payment support and CSV export. Free and private.

Estimate your student loan monthly payment, total interest, and payoff time — and see how much sooner extra payments clear the balance. Free and private.

Work out how big your emergency fund should be, how much you still need, and how many months it will take to get there. Free and private.

Compare the true cost of renting versus buying a home — mortgage, taxes, maintenance, appreciation, and equity — over your expected stay. Free and private.

Reveal the hidden markup in a currency exchange by comparing the quoted rate against the real mid-market rate. See exactly what a conversion costs. Free and private.

Calculate simple interest and the total amount from a principal, annual rate, and time using the P·r·t formula. Free, private, and instant in your browser.

Calculate the compound annual growth rate (CAGR) from a beginning value, ending value, and number of years, plus total growth and multiple. Free and private.

Calculate the selling price, profit, and profit margin from a cost and a markup percentage. Free, private, and instant in your browser.