How is Egyptian income tax calculated?

Egypt uses progressive brackets applied to income after an annual salary tax exemption (EGP 20,000 from 2024). The first EGP 40,000 of taxable income is tax-free; income above is taxed at 10%, 15%, 20%, 22.5%, 25% and 27.5% in rising bands.

What is the personal exemption in Egypt?

Residents and non-residents get an annual salary tax exemption of EGP 20,000 from 2024 (it was EGP 15,000 in 2023), deducted before the brackets. Combined with the EGP 40,000 tax-free band, roughly the first EGP 60,000 of gross salary carries no income tax in 2024-25.

Does this include social insurance?

Yes. Employees pay 11% of the social insurance salary, capped at the maximum insurance wage (EGP 12,600/month in 2024, EGP 14,500/month in 2025, EGP 16,700/month in 2026). This tool applies a flat 11% of gross up to the annual ceiling and subtracts it in your take-home figure.

What is the difference between effective and marginal tax rate?

Your effective rate is total income tax divided by income (your average). Your marginal rate is the rate on your next pound. On EGP 100,000 in 2024 the marginal rate is 20% but the effective rate is only about 5.75% because of the exemption and tax-free band.

Does Egypt have a state or provincial income tax?

No. Personal income tax in Egypt is national only, administered by the Egyptian Tax Authority (ETA). There is no state or provincial income tax on salaries, so your income tax plus social insurance is the full picture for an employee.

Can I use this for previous years?

Yes. Use the year selector to view 2023, 2024, 2025 or 2026 rules — 2026 is the latest. The 2023 year uses the smaller EGP 15,000 exemption and the EGP 21,000 tax-free band with a 2.5% step, so tax on the same income is higher than in 2024-26.

What is not included in this estimate?

This tool models the standard progressive brackets and a flat capped 11% social insurance. It does not model Egypt’s bracket-stacking phase-out for high earners, dependant allowances, the exact basic/variable salary split, or non-salary income. Consult the ETA or a tax adviser for exact figures.

Egypt Income Tax Calculator

Enter your annual income to estimate your Egyptian income tax, 11% employee social insurance and take-home pay, with the EGP 20,000 exemption applied for multiple tax years.

Updated June 2026

Files never leave your browser

Tax Calculator

Egypt — 2026 Tax Year

2026 Tax Year

Tax Year

Select the tax year to view applicable rules and rates

This is an estimate. Consult a tax professional for accurate calculations.

Annual Gross Income (E£ EGP)

Filing Status

Enter your income to calculate

Fill in your gross income and filing status, then calculate to see your tax breakdown.

How to use Egypt Income Tax Calculator

This Egypt income tax calculator estimates your personal income tax and 11% employee social insurance based on your annual income and the tax year you select. Choose between 2023, 2024, 2025 and 2026 — 2026 is the latest year. The 2024-26 years use the higher EGP 40,000 tax-free band and the EGP 20,000 salary tax exemption, while 2023 uses the older EGP 21,000 band (with a 2.5% step) and a EGP 15,000 exemption. The calculator deducts the personal exemption, applies the Egyptian Tax Authority brackets, and shows your effective rate, marginal rate, a band-by-band breakdown and your estimated take-home pay in Egyptian pounds.

Select your tax year (2023, 2024, 2025, or 2026) from the dropdown.
Enter your annual gross income in Egyptian pounds (salary before tax).
Keep the filing status as Single — Egypt taxes individuals.
Click Calculate to see your income tax, 11% social insurance, effective rate and marginal rate.
Review the bracket-by-bracket breakdown and your estimated take-home pay.

Your data never leaves your device — 100% private processing.

How Egyptian tax brackets work

Egypt uses a progressive bracket system applied to your income after an annual salary tax exemption (EGP 20,000 from 2024). Each bracket taxes only the income within its range, not your whole income. For example, on EGP 100,000 in 2024 you subtract the EGP 20,000 exemption to get EGP 80,000 taxable: nothing on the first EGP 40,000, 10% on the next EGP 15,000 (EGP 1,500), 15% on the next EGP 15,000 (EGP 2,250) and 20% on the remaining EGP 10,000 (EGP 2,000) — EGP 5,750 of income tax, an effective rate of about 5.75% versus a 20% marginal rate.

2024-25 income tax brackets (after the EGP 20,000 exemption)
Net Income Range (EGP)	Tax Rate	Notes
0 – 40,000	0%	Tax-free band
40,000 – 55,000	10%
55,000 – 70,000	15%
70,000 – 200,000	20%
200,000 – 400,000	22.5%
400,000 – 1,200,000	25%
Above 1,200,000	27.5%	Top rate

The EGP 20,000 personal exemption

Before the brackets apply, residents and non-residents are entitled to an annual salary tax exemption — EGP 20,000 from 2024 (it was EGP 15,000 in 2023). This calculator subtracts the exemption from your gross income to find taxable income, then applies the brackets. Combined with the EGP 40,000 tax-free first band, this means roughly the first EGP 60,000 of gross salary carries no income tax in 2024-25.

Employee social insurance (11%)

On top of income tax, employees in Egypt pay 11% of the social insurance salary toward social insurance, capped at a maximum insurance wage that rises 15% every January. For 2024 the maximum is EGP 12,600/month (EGP 151,200/year) and for 2025 it is EGP 14,500/month (EGP 174,000/year). This tool applies a flat 11% of gross up to that annual ceiling; the minimum-wage floor and the exact basic/variable salary split are not modelled. The employer separately pays 18.75%.

Effective versus marginal tax rate

Your effective tax rate is your total income tax divided by total income — your true average. Your marginal rate is the rate on your next pound, set by the highest bracket you reach. On EGP 100,000 in 2024 your marginal rate is 20%, but because of the EGP 20,000 exemption and the EGP 40,000 tax-free band your effective rate is only about 5.75%. Note that Egypt also applies a bracket-stacking rule that reduces the lower-band benefit for high earners; this calculator uses straightforward progressive brackets and does not model that phase-out.

Worked examples

Single, EGP 60,000 income, 2024

Inputs: EGP 60,000 income

Result: EGP 0 income tax (taxable EGP 40,000) · 0% effective · 0% marginal

Single, EGP 100,000 income, 2024

Inputs: EGP 100,000 income

Result: ~EGP 5,750 income tax · EGP 11,000 social insurance · 5.75% effective · 20% marginal

Single, EGP 250,000 income, 2024

Inputs: EGP 250,000 income

Result: ~EGP 36,500 income tax · EGP 16,632 social insurance · 14.6% effective · 22.5% marginal

Glossary

Personal exemption: An annual salary tax exemption (EGP 20,000 from 2024; EGP 15,000 in 2023) deducted before the brackets.
Tax-free band: The first EGP 40,000 of taxable income (after the exemption) taxed at 0% in 2024-25.
Social insurance: A mandatory employee contribution of 11% of the social insurance salary, capped at the maximum insurance wage.
Maximum insurance wage: The cap on the salary used for social insurance; it rises 15% each January.
Effective tax rate: Total income tax owed divided by total income — your true average tax rate.
Marginal tax rate: The tax rate applied to your next pound of income, set by the highest bracket you reach.
Bracket stacking: An Egyptian rule that reduces the lower-band benefit for higher earners; not modelled by this calculator.
Egyptian Tax Authority (ETA): The national authority that administers personal income tax in Egypt.

Related Finance

Kuwait Income Tax Calculator

Kuwait charges no personal income tax on salaries for 2023 to 2026, so your pay is tax-free. See PIFSS social security for nationals and your take-home pay.

Bahrain Income Tax Calculator

Bahrain charges no personal income tax on salaries for 2023 to 2026, so your pay is tax-free. See SIO social insurance for nationals and your take-home pay.

Qatar Income Tax Calculator

Qatar has no personal income tax. This calculator confirms 0% tax on salaries in Doha and Qatar-wide for 2023 to 2026, with 100% take-home pay.

UAE Income Tax Calculator

The UAE has no personal income tax. This calculator confirms 0% tax on salaries in Dubai and all emirates for 2023 to 2026, with 100% take-home pay.

Saudi Arabia Income Tax Calculator

Saudi Arabia has no personal income tax. This calculator confirms 0% tax on salaries for 2023 to 2026, with 100% take-home pay and GOSI for nationals.

Mortgage Calculator

Calculate your monthly mortgage payment, total interest, and see a full amortization schedule. Free online mortgage calculator.

Explore all Finance.