How is income tax calculated in Armenia?

Armenia applies a flat 20% personal income tax to employment income, withheld at source with no tax-free threshold. If you earn AMD 6,000,000 your income tax is AMD 1,200,000. The rate has been 20% across 2023, 2024, 2025 and 2026.

Is there a tax-free allowance or threshold?

No. Armenia gives no personal allowance on salary income — the flat 20% applies from the first dram. The rate reached 20% in January 2023 after a phased reform from 23%.

What other deductions apply?

Employees also pay a 5% funded-pension contribution (capped on high incomes) and a flat military/stamp duty. These reduce net pay but are documented rather than deducted, so the 20% figure is a transparent estimate on gross salary.

Can I compare different tax years?

Yes. Use the year selector to switch between 2023, 2024, 2025 and 2026, or turn on the year-comparison view to see two years side by side. Armenia’s rules have been stable, so results are consistent across these years.

Is this calculator accurate for my situation?

It gives a reliable estimate for a standard resident employee using flat 20%. It does not cover every relief, non-employment income or special regime. Check with Armenia’s tax authority or a qualified adviser for your exact figures.

Does this Armenia tax calculator include local taxes and surcharges?

This tool focuses on the published national income-tax schedule for the selected year. Local taxes, social contributions, municipal surcharges, and special levies can change your real liability, so use this as a planning estimate and confirm your final amount with official guidance.

Armenia Income Tax Calculator 2023-2026

How to use Armenia Income Tax Calculator

This Armenia income tax calculator works out the flat 20% personal income tax that applies to employment income in Armenia for 2023, 2024, 2025 and 2026. Armenia withholds the 20% at source with no tax-free threshold, so if you earn AMD 6,000,000 your income tax is AMD 1,200,000. Employees also pay a 5% funded-pension contribution (capped on high incomes) and a flat military/stamp duty, which are documented but not deducted, so the figure is a transparent estimate on gross salary. The calculator shows your income tax, effective rate and take-home pay in Armenian dram, and lets you compare any two tax years side by side.

Select your tax year (2023, 2024, 2025, or 2026).
Enter your annual gross income in Armenian dram (AMD).
Keep the filing status as Individual.
Click Calculate to see your income tax, effective rate and take-home pay.
Turn on the year-comparison view to see two tax years side by side.

Your data never leaves your device — 100% private processing.

How Armenia’s flat 20% income tax works

Armenia levies a single flat personal income tax of 20% on employment income, withheld at source. There is no tax-free threshold, so the 20% applies from the first dram. The reform that phased the rate down from 23% reached 20% in January 2023, and the rate has been unchanged across 2023 to 2026, so the calculator returns a consistent 20% effective rate on gross salary.

Pension and duties not modelled here

Beyond income tax, employees pay a mandatory 5% funded-pension contribution (capped on high incomes) and a flat military/stamp duty. These reduce net pay in practice but are documented rather than deducted, so the calculator shows income tax on gross as a transparent upper estimate. Consult the State Revenue Committee for exact figures.

Worked examples

Salary AMD 3,000,000, 2026

Inputs: AMD 3,000,000 salary

Result: AMD 600,000 income tax (20%) · take-home AMD 2,400,000

Salary AMD 6,000,000, 2026

Inputs: AMD 6,000,000 salary

Result: AMD 1,200,000 income tax (20%) · take-home AMD 4,800,000

Salary AMD 12,000,000, 2026

Inputs: AMD 12,000,000 salary

Result: AMD 2,400,000 income tax (20%) · take-home AMD 9,600,000

Glossary

Taxable income: Income remaining after eligible deductions and exemptions that tax rates are applied to.
Progressive tax: A system where higher portions of income are taxed at higher marginal rates.
Marginal rate: The tax rate that applies to your next unit of taxable income within its bracket.
Net income: Take-home income after taxes and mandatory contributions are subtracted from gross pay.

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Armenia Income Tax Calculator

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How to use Armenia Income Tax Calculator

How Armenia’s flat 20% income tax works

Pension and duties not modelled here

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