Do you pay income tax in Saudi Arabia?

No. Saudi Arabia levies no personal income tax on salaries or wages. There is no national or regional income tax on employment income, so your income tax is 0% at every income level — which is why this calculator shows zero tax for any salary.

Is salary taxed in Riyadh or Jeddah?

No. Riyadh, Jeddah, Dammam and every city in the Kingdom apply the same rule: employment income is not taxed. Your salary is paid gross with no PAYE-style withholding, so as an expatriate your take-home pay equals your gross salary.

Do expats pay tax in Saudi Arabia?

Expatriate workers pay no personal income tax and make no employee GOSI contribution in Saudi Arabia, so they keep 100% of their gross salary. Only Saudi national employees contribute to GOSI social insurance.

GOSI is the General Organization for Social Insurance. The employee contribution applies only to Saudi nationals — about 9.75% (9% pension plus 0.75% SANED unemployment) on the contribution wage, capped at SAR 45,000 per month. Expatriates pay no employee GOSI.

Is there VAT or Zakat in Saudi Arabia?

Yes, but neither taxes your salary. A 15% VAT applies to most goods and services (a consumption tax). Zakat is a 2.5% religious levy on business and trading wealth, collected by ZATCA — it is not charged on employment income.

How much GOSI does a Saudi national pay?

A Saudi national employee pays about 9.75% of the contribution wage to GOSI, capped at SAR 45,000 per month. For example, on SAR 120,000 a year that is SAR 11,700, leaving SAR 108,300 take-home. Expatriates pay nothing.

Can I use this for previous years?

Yes. Use the year selector to view 2023, 2024, 2025 or 2026 — 2026 is the latest year. Saudi Arabia has had no personal income tax across all of these years, so the result — 0% income tax and full take-home for expatriates — is the same for each.

Will I owe tax in my home country on Saudi income?

Possibly. Some countries tax residents or citizens on worldwide income — for example, US citizens must report and may owe US tax regardless of Saudi residence. This tool covers Saudi income tax only; consult a tax adviser for cross-border situations.

Saudi Arabia Income Tax Calculator

Enter your Saudi salary to confirm zero income tax and your full take-home pay. Explains GOSI social insurance for nationals, plus the 2.5% Zakat and 15% VAT context.

Updated June 2026

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Tax Calculator

Saudi Arabia — 2026 Tax Year

2026 Tax Year

Tax Year

Select the tax year to view applicable rules and rates

This is an estimate. Consult a tax professional for accurate calculations.

Annual Gross Income (﷼ SAR)

Filing Status

Enter your income to calculate

Fill in your gross income and filing status, then calculate to see your tax breakdown.

How to use Saudi Arabia Income Tax Calculator

This Saudi Arabia income tax calculator answers the most-searched question first: Saudi Arabia has no personal income tax on salaries or wages. Whether you work in Riyadh, Jeddah, Dammam or anywhere in the Kingdom, your employment income is taxed at 0% — so this calculator shows zero income tax at every income level and, for expatriate workers, 100% take-home pay. Choose 2023, 2024, 2025 or 2026; the answer is the same for all four years. Below we also explain GOSI social insurance (which applies to Saudi nationals, not expats), plus Zakat (2.5% on business wealth, not salary) and the 15% VAT.

Select your year (2023, 2024, 2025, or 2026) — the Saudi result is identical for all years.
Enter your annual gross income in Saudi riyals (SAR).
Keep the filing status as Individual — Saudi Arabia taxes individuals at 0%.
Click Calculate to confirm your income tax is 0 and your effective rate is 0%.
Review the result: as an expatriate, your take-home pay equals your gross salary.

Your data never leaves your device — 100% private processing.

Why there is no income tax in Saudi Arabia

Saudi Arabia does not levy any personal income tax on the salaries or wages of individuals. There is no national or regional income tax in Riyadh, Jeddah, Dammam or anywhere in the Kingdom, and there is no PAYE-style withholding — salaries are paid gross. This has been the long-standing policy and remains in force for 2023, 2024 and 2025, which is why this calculator returns 0 tax for any income and shows expatriates keeping 100% of their pay.

Saudi Arabia personal income tax (2023–2025)
Annual Income (SAR)	Income Tax Rate	Take-Home (expat)
Any amount	0%	100% of gross
60,000	0% (SAR 0)	60,000
250,000	0% (SAR 0)	250,000
1,000,000	0% (SAR 0)	1,000,000

GOSI social insurance — Saudi nationals only

The one mandatory payroll deduction in Saudi Arabia is GOSI (General Organization for Social Insurance), and the employee contribution applies only to Saudi national employees. The Saudi employee share is about 9.75% — 9% for the pension (Annuities) branch plus 0.75% for SANED unemployment insurance — calculated on the contribution wage and capped at SAR 45,000 per month (SAR 540,000 per year). Non-Saudi/expatriate workers pay 0% GOSI; only the employer pays a 2% occupational-hazards contribution for them. This calculator defaults to the expatriate case (no GOSI); a Saudi national would subtract the 9.75% employee share.

GOSI employee contribution (Saudi nationals)
Worker type	Employee GOSI rate	Monthly cap
Saudi national	9.75% (9% pension + 0.75% SANED)	SAR 45,000
Non-Saudi / expatriate	0% (employer pays 2% hazards)	—

Zakat (2.5%) applies to business wealth, not salary

Zakat is a religious wealth levy charged at 2.5% on the Zakat base of Saudi and GCC-owned businesses, collected by ZATCA. It is assessed on trading assets, capital and business wealth — not on an individual employee’s salary or wages. Many people confuse Zakat with an income tax, but employment income is not subject to Zakat withholding, so it does not reduce your take-home pay and is not applied by this calculator.

VAT (15%) is a consumption tax, not an income tax

Saudi Arabia applies a 15% Value Added Tax (VAT) to most goods and services (raised from 5% to 15% in July 2020). VAT is collected at the point of sale and affects what you spend, not what you earn — it is not deducted from your salary and is not a personal income tax. It is included here only to explain the full Saudi tax picture; it does not change your take-home pay calculation.

Worked examples

Expat, SAR 120,000 income, 2025

Inputs: SAR 120,000 income

Result: SAR 0 income tax · 0% effective · SAR 120,000 take-home (100%)

Expat, SAR 500,000 income, 2024

Inputs: SAR 500,000 income

Result: SAR 0 income tax · 0% effective · SAR 500,000 take-home (100%)

Saudi national, SAR 120,000, 2025

Inputs: SAR 120,000 income

Result: SAR 0 income tax · SAR 11,700 GOSI (9.75%) · SAR 108,300 take-home

Glossary

Personal income tax: A tax on an individual’s salary or wages. Saudi Arabia levies none — the rate is 0%.
Take-home pay: Your salary after taxes and deductions. For Saudi expatriates it equals gross pay.
GOSI: General Organization for Social Insurance; the ~9.75% employee contribution applies to Saudi nationals only.
SANED: The Saudi unemployment insurance branch of GOSI — 0.75% of the employee contribution.
Zakat: A 2.5% religious levy on business/trading wealth collected by ZATCA — not a tax on salary.
VAT: Value Added Tax — a 15% consumption tax on goods and services, not a tax on salary.
Expatriate (expat): A foreign national working in Saudi Arabia; expats pay no income tax and no employee GOSI.
ZATCA: The Zakat, Tax and Customs Authority — administers Zakat, VAT and customs, but not a personal income tax.

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