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Andorra Income Tax Calculator

Enter your income to see Andorra’s low 0/5/10 IRPF, the ~6.5% CASS share and your take-home pay in euros. Compare any two tax years side by side.

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Tax Calculator

Andorra — 2026 Tax Year

2026 Tax Year

Select the tax year to view applicable rules and rates

This is an estimate. Consult a tax professional for accurate calculations.

Enter your income to calculate

Fill in your gross income and filing status, then calculate to see your tax breakdown.

How to use Andorra Income Tax Calculator

This Andorra income tax calculator works out your IRPF on Andorra’s low progressive 0/5/10 scale for 2023, 2024, 2025 and 2026. The first €24,000 of income is tax-free, income from €24,000 to €40,000 is taxed at 5% and income above €40,000 at 10% — one of the lowest top rates in Europe. On top of income tax, employees pay a CASS social-security contribution of about 6.5% of gross (the employer pays ~15.5%). The calculator shows your income tax, the CASS deduction, your effective rate and your take-home pay in euros, and lets you compare any two tax years side by side.

  1. Select your tax year (2023, 2024, 2025, or 2026) — Andorra’s 0/5/10 scale is identical in every year.
  2. Enter your annual income in euros (EUR).
  3. Keep the filing status as Individual.
  4. Click Calculate to see your IRPF, CASS and take-home pay.
  5. Turn on the year-comparison view to compare two tax years.

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How Andorra’s 0/5/10 income tax works

Andorra introduced personal income tax (IRPF) only in 2015 and keeps it deliberately low. The scale has three bands: the first €24,000 of income is taxed at 0%, income between €24,000 and €40,000 at 5%, and income above €40,000 at 10%. Because only the income within each band is taxed at that band’s rate, a €30,000 income pays about €300 (5% on €6,000) and a €60,000 income pays about €2,800. The scale has been stable across 2023–2026, so the calculator returns consistent results for each year.

CASS social security and reductions

Employees contribute to the Caixa Andorrana de Seguretat Social (CASS): an employee share of about 6.5% of gross salary, with the employer paying roughly 15.5%. This funds healthcare and pensions and is deducted from take-home, but it is not an income tax. In practice a 50% bonificación can reduce the effective rate on the €24,000–€40,000 band to about 2.5%, and general, family and housing reductions may apply; this calculator uses the headline 0/5/10 scale for a transparent upper estimate, so your actual tax may be a little lower.

Worked examples

Income €20,000, 2026

Inputs: €20,000 income

Result: €0 income tax (within tax-free threshold) · take-home after CASS ~€18,700

Income €30,000, 2026

Inputs: €30,000 income

Result: €300 income tax (5% on €6,000) · €1,950 CASS · take-home €27,750

Income €60,000, 2026

Inputs: €60,000 income

Result: €2,800 income tax (5% + 10% bands) · take-home after CASS ~€53,300

Glossary

IRPF
Impost sobre la Renda de les Persones Físiques — Andorra’s personal income tax, on a 0/5/10 scale.
Tax-free threshold
The first €24,000 of income, taxed at 0% in Andorra.
Bonificación
A 50% reduction on the 5% band (€24,000–€40,000), giving an effective ~2.5% there.
CASS
Caixa Andorrana de Seguretat Social — Andorra’s social-security fund; employee share ~6.5%.
Marginal tax rate
The rate on your last euro of income — 0%, 5% or 10% depending on your band.
Take-home pay
Pay after IRPF and CASS are deducted from gross income.

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