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Insurance

Free online insurance — fast, private, and easy to use. No sign-up required.

Life Insurance Calculator

Calculate how much life insurance coverage you need using the DIME method. Accounts for income, mortgage, debts, and children's education.

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Child Support Calculator

Estimate monthly child support payments using the Income Shares model. Enter parent incomes, custody split, and children count. Free child support estimator.

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Term Life (DIME) Calculator

Calculate how much life insurance you need using the DIME method. Enter your debt, income, mortgage, and education costs to find the right coverage amount.

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Personal Injury Settlement Estimator

Estimate your personal injury settlement value. Enter medical bills, lost wages, pain and suffering multiplier, and liability percentage for a settlement range.

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Disability / Income Protection Calculator

Calculate how much disability insurance coverage you need. Enter monthly income, expenses, and existing coverage to find your income protection gap.

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Health Insurance Cost Estimator

Estimate your health insurance monthly premium and annual out-of-pocket costs. Compare plan tiers (Bronze/Silver/Gold/Platinum) to find the best value

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Home / Renters Coverage Calculator

Estimate how much home or renters insurance coverage you need. Calculate dwelling replacement cost, personal property value, and liability coverage

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Workers' Comp Estimator

Estimate workers' compensation benefits for a workplace injury. Enter your average weekly wage and injury type to calculate temporary disability payments

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Alimony / Spousal Support Estimator

Estimate alimony or spousal support payments. Enter both spouses' incomes, marriage length, and state guidelines to get a spousal support payment range.

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About Insurance

Insurance calculators: life insurance needs estimator, child support calculator, and other tools to help you plan for the unexpected and make informed coverage decisions.

All insurance on ToolsHub are completely free and require no account or registration. Your data stays private because processing happens directly in your browser — nothing is sent to our servers.

Whether you're a professional, student, or casual user, our insurance are designed to be fast, accurate, and easy to use on any device.