Workers' Comp Estimator
Understand your workers' comp benefits. Enter your pre-injury wages and injury classification to estimate weekly temporary disability payments and potential permanent disability value.
Varies by state (typically $800–$1,800/week)
How to use Workers' Comp Estimator
The workers' comp estimator calculates temporary disability (TD) benefit payments and a permanent disability settlement range from your pre-injury wages and injury classification. Results are estimates — actual benefits are set by state law and claim adjudication.
- Enter your average weekly wage before injury.
- Select the injury type: temporary total, temporary partial, permanent partial or permanent total.
- Enter your state (for maximum benefit lookup).
- For permanent disability, enter the impairment rating percentage.
- Review estimated weekly benefit and, for permanent disability, total settlement range.
Your data never leaves your device — 100% private processing.
How workers' comp benefits are calculated
Temporary total disability (TTD): typically 2/3 of the pre-injury average weekly wage, subject to state minimums and maximums. Most states cap at 100–150% of the state's average weekly wage. Temporary partial disability: 2/3 of the difference between pre-injury wages and current reduced wages. Permanent disability is more complex: a lump sum or structured payment based on an impairment rating, body part affected and state schedule.
| Weekly wage | TTD benefit (2/3 × wage) | Notes |
|---|---|---|
| $600 | $400 | May be near state minimum |
| $900 | $600 | Typical lower-wage worker |
| $1,200 | $800 | Typical middle-wage worker |
| $1,800 | $1,200 | Approaching state cap in many states |
| $2,400 | $1,200–1,600 | State maximum applies above ~$1,800 |
Reporting and statute of limitations
Report injuries to your employer immediately — most states require written notice within 30–90 days. The statute of limitations for filing a workers' comp claim is typically 1–3 years from the date of injury or date you knew the injury was work-related. Delay can forfeit your right to benefits. Keep all medical records and document everything related to the injury and treatment.
Glossary
- TTD
- Temporary Total Disability — benefit paid when injury prevents all work.
- Impairment rating
- A physician's percentage score (0–100%) of permanent functional loss.
- AWW
- Average Weekly Wage — the 52-week average earnings used to set benefit amounts.
- MMI
- Maximum Medical Improvement — the point when your condition stabilises; triggers permanent disability assessment.
Related reading
Frequently Asked Questions
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Why use Workers' Comp Estimator?
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